Wednesday, January 22, 2014

Student Vigorish


Dear Jeffrey,

This is a message regarding your student loans.  We would like to welcome you as a customer!  Sallie Mae, in reviewing its financial stability, has come to the conclusion that the company needs to sell aging debt in order to maintain financial viability.  Therefore, in an effort to help the struggling institution, we, the Puzzo Family of New York have purchased your student loan in the amount of $135,347.03.

With the change in ownership of your debt, some change in loan terms also apply. 

The interest rate for your loan, hereinafter referred to as “the vig”, will increase to 10 percent compounded daily, up from 4.5% compounded annually. 

Failure to comply with the terms listed in this document or failure to pay back the loan in full including the vig will result in immediate mediation, with the mediator to be chosen by the Puzzo Family, likely in the person of Vinny the Hammer.  All decisions and determinations by mediation are permanent and will be carried out immediately, including, but not limited to, maiming, dismemberment, and termination.

Should you have any questions, feel free to call the pay phone outside Tony’s Bar, or stop by and pay us a visit.  Please note: any unfavorable visit may result in an increase in the vig or other “penalties” as we see fit. 

Sincerely,

Sal Puzzo

No comments:

Post a Comment